t: 01282 420334
f: 01282 441900
e: info@pacificfinancial.co.uk

Opening Hours:
Monday - Friday, 9am - 5pm

BBC Mortgage News (click for more)
Winter freeze for UK house prices
200,000 homes 'at flooding risk'
House prices fell by 1.3% in 2011
Mortgage rates 'to be volatile'
Winter spurt in mortgage lending

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Poor Credit History

You might have been refused a mortgage in the past because of your credit history.

In fact there around 1 in 4 people in the UK who are in the same boat and do not qualify for a standard mortgage because of their credit history.

But we may be able to solve that problem!

Whether you have County Court Judgments, defaults or arrears we may be able to find a mortgage to suit your current needs and circumstances.

Today, more and more lenders believe, like us, that you should not be excluded from the mortgage market because of your past or even current circumstances.

So we can get to work and often get you an "Agreement in Principle" for your mortgage within a couple of hours.


Your property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. The Financial Services Authority does not regulate some aspects of buy-to-let mortgages or secured loans. The overall cost for comparison is 8.6% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration.

Pacific Financial Services (North West) 150 Briercliffe Rd Burnley Lancs. BB10 2NZ is authorised and regulated by the Financial Services Authority We are entered on the FSA register No 302245 at www.fsa.gov.uk/register . There may be a fee for mortgage advice, the precise amount will depend on your circumstances but we estimate that it will be £145.You have the option to pay us a fee and receive any commission which we are paid by the lender. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

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