Insurance
Protect yourself with Pacific Financial's help.
 Buying your home is likely to be the largest financial commitment you will ever make. Yet few people stop to consider how they would pay the mortgage if they had an accident, fell ill or lost their job.
If you were off sick for a long period, how long would your employer continue to pay you?
That's why it's important to protect your monthly mortgage payments with insurance.
It is important to consider insuring your life, your health, and your income.
There are a number of different ways you can protect yourself against the misfortunes that fate can throw at you. Critical Illness cover, for example, could pay a lump sum equal to your mortgage if you are diagnosed with a specified serious illness.
Income protection is designed to replace a proportion of your salary if you are unable to work due to illness or an accident, so you can maintain your commitments until you are able to return to work or retire.
Life Cover could pay a lump sum equal to the mortgage on death.
Family Income Benefit could provide a regular - usually monthly - payment to your family for a specified period following your death, to help replace the salary you used to bring home.
There are lots of ways to protect yourself - and your family - so let us help you make the right choice.
Certain policies, particularly Income Protection and Critical Illness products are unlikely to cover existing medical conditions.
Your property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. The Financial Services Authority does not regulate some aspects of buy-to-let mortgages or secured loans.
Pacific Financial Services (North West) 150 Briercliffe Rd Burnley Lancs. BB10 2NZ is authorised and regulated by the Financial Services Authority We are entered on the FSA register No 302245 at
www.fsa.gov.uk/register
. There may be a fee for mortgage advice, the precise amount will depend on your circumstances but we estimate that it will be £145.You have the option to pay us a fee and receive any commission which we are paid by the lender. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
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